The operating system
for ACA agencies.
Handled in a snap.
Reconcile commissions. Pay agents on time. Onboard new agents more efficiently. All in one place, built specifically by ACA Agency Owners, for ACA Agencies.
See plans & pricing.
Onboarding, the easy way
License, W-9, IDs, contracts, all e-signed in one mobile-first flow.
Track states & carriers
Helps keep track of states and carriers your agents are approved for.
Keep your peak hours covered
See who's clocked in when the leads are hottest.
Where agents see their pay
Pay statements, breakdowns, and call logging, all in one place.
CPA & rate tier
Each agent sees their CPA, current rate, and what hits the next tier.
FFM certs + compliance
We help with FFM certifications and train your team on compliance.
Drop your statement in
See exactly where your money is going.
OS matches deals to statements
Every paid deal, every unpaid one, every reason, accounted for.
ragencyos.com
Built by an agency owner who got tired of payroll Friday.
Everything an ACA agency needs
Commission reconciliation
Upload your upline statement and deal tracker. The engine matches every deal, applies your pay rules, and builds a per-agent breakdown to the penny. No more weekend spreadsheets.
Onboarding
Tax forms, agent agreement, code of conduct, and license uploads, all e-signed right in the portal with a full audit trail of every signature.
Performance & payouts
Per-agent dashboards, CPA progress, and leaderboards, plus call and lead-quality tracking that flags bad transfers so you can claw back vendor credits. Every agent sees exactly what they earned.